How to Prepare for an In-Home Moving Estimate (and Why Photos Alone Aren’t a Binding Estimate)
The in-home assessment is where your binding price is born. Here is how to get the most out of the visit, what the estimator is looking for, and when a photo review is enough.
A written moving estimate in California must be based on a visual inspection of your goods. That rule exists for your protection: a mover who has actually seen what is moving cannot later claim surprise. The in-home assessment is how that inspection usually happens for larger homes, and the hour you spend on it determines how accurate — and how binding — your price is.
This guide covers what to expect, how to prepare, and the honest answer to “can’t you just do it from photos?”
Photos, video and the binding question
Maximum Rate Tariff 4 says written estimates “must be based on a visual inspection of goods.” It also says a verbal or online rate quotation is not an estimate and is not binding. Where does a photo review fall?
Photos and video are a visual inspection of what they show. For a studio or a lightly furnished one-bedroom, a good set of room-by-room photos lets us see every piece, count boxes and judge access, and we issue a written proposal on that basis. Where photos fall short is everything they do not show: the garage behind the car, the attic, the closets, the patio storage, the weight of that “small” dresser. Every omission becomes a Change Order on moving day.
So our rule is simple. Smaller homes: photo review is usually enough, and the written proposal we send is binding for what we saw. Larger homes, or anything with special items: schedule the in-home assessment. The number will be firmer, and so will your Not to Exceed price.
What is never binding: a phone or chat quote based on a description. If a mover gives you a total over the phone without seeing anything, treat it as a guess.
What the estimator is actually doing
An in-home visit typically takes 30–60 minutes depending on the home. The estimator is building three things:
- An inventory — every piece of furniture, appliance and large item, plus an estimate of box count by room. This sets the truck size and crew size.
- An access picture — stairs, elevators, hallway widths, door swings, parking distance, gate codes and HOA rules at the origin, plus whatever you can tell them about the destination.
- A services list — what you want packed, disassembled, crated or specially protected, and what is staying behind.
From that they project hours, travel time, materials and valuation, which becomes your written proposal and the Not to Exceed price on your Agreement.
How to prepare
Decide what is moving before the visit
The estimate is only as good as the scope. Walk your home beforehand and sort mentally: moving, selling, donating, trashing, taking in my own car. Tell the estimator which category each big item falls into. If you are undecided about something heavy, say so — it is better to include it and remove it later than to add it on moving day.
Open everything
Closets, cabinets, the garage, the shed, under the stairs, the attic, the storage cage in your building. Estimators are not being nosy; they are counting boxes. A hall closet full of linens is six boxes you did not mention.
Point out the heavy and the fragile
Solid wood, marble tops, glass shelves, large mirrors, TVs over 65 inches, pianos, safes, gym equipment, large plants, aquariums. Anything that needs two people or special wrap changes the plan.
Know your destination
Floor number, elevator or stairs, distance from parking to the door, building rules, whether the new place is ready or you need storage-in-transit. Describe the destination as carefully as the origin; half the move happens there.
Ask about packing
Full pack, partial pack (kitchen, fragile only), or self-pack. If you are packing yourself, remember that for a damage claim on a self-packed box you would need to show the damage came from handling rather than packing.
Mention dates and flexibility
If your date can move by a day or two, say so. Flexibility can change crew availability and sometimes the price.
Have your questions ready
- What crew size and truck are you proposing, and why?
- How is travel time charged?
- What is the minimum?
- What valuation options do you offer and what do they cost?
- What is included in the hourly rate (pads, wrap, tape, basic disassembly)?
- What happens if I add something on moving day?
A mover following California rules will answer all of these without hesitation.
Do you need to be home?
For an in-home assessment, yes — you or an adult you trust who knows what is moving. For a photo review, no; upload the photos and we review them the same business day.
After the visit
You should receive a written proposal, not a number scribbled on a card. It should list the services, crew, rates, minimums, materials, valuation and the Not to Exceed price. Compare it against other written proposals on the same scope — see our guide on what changes the price of a local move.
If your scope changes after the visit — you decide to bring the patio set, or the piano is staying — tell the mover so the proposal is revised and reissued. A revised written estimate protects you; a verbal “that’s fine” does not.
Red flags during an estimate
- The estimator does not look in closets or the garage.
- You are quoted a total before anyone has seen your home.
- The estimate is verbal, or arrives as a text with a single number.
- You are asked for a large deposit on the spot.
- The mover cannot explain how travel time or minimums work.
For more on vetting movers, read Choosing a licensed mover in Orange County and the California consumer booklet.
Ready to schedule yours? Start your request, add photos, and choose the in-home assessment if your home calls for it. Either way, the price you get from us will be in writing.
Keep reading
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